We can source protection for re existing medical conditions.

Tailor made protection to cover all eventualities.

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Finance Surgery specialise in finding you the best deal life on critical illness insurance. Get in touch to speak to a specialist advisor today.

Get extra protection and peace of mind with Life & Critical Illness cover...

Finance Surgery specialise in finding you the best deal life on critical illness insurance. Get in touch to speak to a specialist advisor today.

Save on Life & Critical Illness Cover - save today

Save on Life & Critical Illness Cover - save today

How would you cope if you became critically ill?

For most of us our biggest concern would be surviving the illness and recovering from it. But it can be difficult to focus 100% on getting better if you’re worried about your finances. Sadly this is a reality for many families whose lives have been turned upside down by illness. The good news is that more people are surviving the big three serious illnesses – cancer, cardiovascular disease and stroke – than ever before.

But how would you cope financially if this happened to you? You could find yourself struggling at a time when money should be the last thing on your mind. That’s why you should consider critical illness cover with Finance Surgery today.

We are always available to answer your call

We are great listeners who will never judge your situation

We provide the best financial research and advice

We will support and help you all the way

Our Products and Services

Critical Illness Cover

The neglected cover that could be crucial!! This cover pays out if you get a life threatening illness. Speak to one of our advisers to discuss the various options available.

Life Insurance Cover

Life Insurance does exactly what it says on the tin. A lump sum is payable on death, however critical illness cover is a far more complex and specialised area. Get in touch today.

What is Life & Critical Illness Cover?

This type of insurance is far more intricate than people are led to believe. Finance Surgery has vast experience in dealing with all of the insurers on the market place, and know the different niches that each insurer offers.

Life Insurance does exactly what it says on the tin. A lump sum is payable on death, however critical illness cover is a far more complex and specialised area for the following reasons :-

  1. All insurers underwrite their policies differently.
  2. Subject to age.
  3. Smoker status.
  4. Pre existing medical conditions.
  5. Occupation
  6. Family history.
  7. Travel

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Some Frequently Asked Questions…

1. Why do I need critical illness cover as well as life insurance?

In recent years medical advances have changed so much that a large amount of critical illnesses no longer cost you your life. Instead they end up having an impact on your lifestyle. These can incur high levels of costs, so the critical illness cover protection covers you against such costs.

2. Can my policy be placed into trust?

Yes finance Surgery will place all benefits into trust for you and we do the legal side of things free of charge.

3. I have a pre existing medical condition, will I get cover?

Finance surgery has specialist insurers who will look at all scenarios.

© Copyright - Finance Surgery | Finance Surgery is a trading name of TCF Financial Planning Limited which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register (http://www.fca.org.uk/register) under reference: 574501 | Terms of Use | Privacy Policy | We can advise/arrange Business Buy to Let (BBTL) and Consumer Buy to Lets (CBTL). Of the two, only Consumer Buy to Lets are regulated by the FCA. | * We can advise on a comprehensive range of mortgages from the market, but not deals that you can only obtain by going direct to a Lender | Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. | A fee of £250 will be payable on completion of the mortgage. We will also be paid commission from the lender.